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Open Enrollment is Over: Here are Some Options

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Open Enrollment is Over: Here are Some Options

By ngoriel, SBA Official
Published: May 30, 2014

NOTE: This blog is from and first appeared on April 17, 2014.

Open Enrollment in the Health Insurance Marketplace is closed for 2014, but you may still have options to get health coverage this year. And if you joined the millions of Americans who have already signed up for Marketplace coverage, we can help you learn how to use it.

Your options after March 31, 2014

The next open enrollment period begins on November 15, 2014 for coverage that can begin as early as January 1, 2015.

Medicaid and CHIP enrollment continues year round. You can apply for Medicaid and CHIP through or your state Marketplace, or directly through your state’s Medicaid department.

You may qualify for a Special Enrollment Period. If you experience a qualifying life event, you’ll still be able to sign up for private insurance in the Marketplace outside the open enrollment period.

Here are some examples of qualifying life events:

  • No longer being covered by your parents’ plan
  • Moving to a new area
  • Having a baby or adopting a child
  • Getting married or divorced
  • Losing your other health insurance
  • Gaining status as a member of an Indian tribe
  • Gaining citizenship
  • Leaving incarceration

If you’ve had an exceptionally complex case or you’re in the Marketplace’s casework system - you can also enroll outside the open enrollment period.

About the Author:

Natale Goriel

SBA Official

Hi, my name is Natale and I'm serving as a Moderator for the SBA Community. Our goal is to continually improve this site to meet your needs, so we appreciate your feedback and participation.


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Natale - Thanks for the insight about health insurance options AFTER open enrollment many people have no idea that they can still get coverage.
It's very helpful,ngoriel! nice to meet you!
Great option for those having a baby, getting married or or divorced to enroll themselves after the enrollment period is over also.
Thanks for sharing your health insurance. Insurance issues this desire to understand better the registration of the private insurance market outside the enrollment period you can not say more
Marketplace coverage is giving a fresh option to apply for health coverage for those who were left behind last year. But the same needs to be properly utilized, to ensure everything is in order.

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