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Welcome to the Business Loans & Grants Advisor

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Welcome to the Business Loans & Grants Advisor

By BobK
Published: March 3, 2009

The most common question asked by small business owners is how to get a business loan or grant from the government. In fact, one third of all visitors to Business.gov are looking for financial assistance.

The current economic conditions have changed the nature of these questions from how to get financing to start a business to how to get financing to help my business survive. In addition, the recent economic stimulus has increased the number of inquiries about financial help available to small businesses.

Business.gov has created a several guides and tools to help small business owners located information on loans, grants and other financing programs:

1. Loans and Grants Search – this tool helps small business owners find financing programs for which they might qualify.

2. Loans and Grants Guide – these resources describe available government-backed financing programs and how to obtain a loan or grant.

3. Loans and Grants Discussion Board – business owners can ask questions about government loan and grant programs by posting them to this publicly accessible message board.

This blog is intended to round out our offerings on loans and grants information by providing timely updates on new or expanding small business financing programs, the economic stimulus, and new resources and programs of interest to small business owners.

Upcoming topics that will be discussed in this blog include

  • Information on the economic stimulus
  • Truth about government grants
  • Grants and loans for child care businesses
  • Financing for women and minority owned enterprises
  • Venture capital programs
  • Energy efficiency financing and tax incentives

We welcome your suggestions for additional topics, and of course, we will continue to be inspired by your questions and feedback.

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Thanks for sharing!
These are some excellent tips to small business owners
thanks for sharing this information. I like great
This conversation is going nowhere. It’s lacking the place of a good Leader to head the things to come out on conclusion. Elenora loan modification Message Edited by NicoleD on 09-30-2009 12:54 PM
Thanks for sharing and keep up the good work. i like great
Thanks for sharing and keep up the good work.
Hello. I was very pleased to find this site.I wanted to thank you for this great read!! I definitely enjoying every little bit of it and I have you bookmarked to check out new stuff you post. Thanks for sharing and keep up the good work. My site: ghe van phong
These are some excellent tips to small business owners! You may also consider some advises I have for small business owners in helping them find the right merchant loan they are looking for. Great post Bob! Charles Baratta ---This post was edited to remove a commercial link. Read our discussion policies for more Community best practices.
Seems like most green loans are tied to construction.  Are there any loan programs that assist in the purchase of equipment that conserves energy or resourses?  Specifically car wash equipment that uses less water or power and is more efficient in its operation.
An alternative to a loan from a primary lender is Invoice Factoring.  Small business owners often will seek loans because their income is tied up in receivables.  Because they often are waiting 30, 45. 60+ days to get paid, they seek a bank loan to tied them over so that they can make pay-roll, pay taxes, buy supplies, buy inventory, etc.  If all the business owner needs is to unlock the money tied up in receivables, then Invoice Factoring will accomplish that.  Invoice Factoring is off-balance-sheet financing.  Hence, it is not a loan.  As it is not a loan, it does not burden the small business owner's financials.  Factoring is available for general invoices and all types of local, county, state, and federal invoices.  So, if cashflow, or lack of, is the issue, no need to apply and wait for approval from a bank.  Check into Invoice Factoring for all types of governement contracting to accelerate cash flow for the business. Robert Jacobswww.cashxchangegroup.com


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