Permanent 7(a) Loan Programs

View SBA's permanent 7(a) loan programs below.

  • SBA Express

    SBAExpress features an accelerated turnaround time for SBA review; a response to an application will be given within 36 hours. About the Program Maximum Loan Amount: $350,000 (See SBA's October 8,...

  • Export Express

    The SBA Export Express Program provides exporters and lenders a streamlined method to obtain SBA-backed financing for loans and lines of credit up to $500,000. Lenders use their own credit decision...

  • Export Working Capital

    SBA's Export Working Capital Program (EWCP) loans are targeted for businesses that are able to generate export sales and need additional working capital to support these sales. Participating...

  • Employee Trusts

    This program is designed to provide financial assistance to Employee Stock Ownership Plans. The employee trust must be part of a plan sponsored by the employer company and qualified under...

  • Employee Stock Ownership Program

    This program is designed to provide financial assistance to Employee Stock Ownership Plans. The employee trust must be part of a plan sponsored by the employer company and qualified under...

  • CAPLines

    CAPLines is an umbrella program that helps small businesses meet their short-term and cyclical working-capital needs. It features five lines: Seasonal Line. Borrowers must use the loan proceeds...

  • Pollution Control

    This program provides financing to eligible small businesses for the planning, design, or installation of a pollution control facility. This facility must prevent, reduce, abate, or control any...

  • CAIP

    CAIP (Community Adjustment and Investment Program) This program helps the private sector to create new jobs and to preserve existing jobs that are at risk of being lost in communities that have...

  • International Trade

    The International Trade Loan Program offers term loans to businesses that plan to start or continue exporting or that that have been adversely affected by competition from imports. The proceeds of...

  • Preferred Lenders Program (PLP)

    The Preferred Lenders Program (PLP) The Preferred Lenders Program (PLP) is part of SBA's effort to streamline the procedures necessary to provide financial assistance to the small business...

  • Small Loan Advantage

    Small Loan Advantage and Community Advantage 7(a) Loan Initiatives SBA is committed to expanding access to capital for small businesses and entrepreneurs in underserved communities so that we can...