Wonder how a bank makes loan decisions? Were you turned down and do not understand why? Hope is not lost. Learn what you need to know before you apply. You will get insider information on which lenders operate in the Puget Sound, how they evaluate a loan application, and where your small business fits in the lending landscape. < Oliver Scott has nine years of experience managing small business financing institutions, including as Director of the top SBA MicroLoan and Community Advantage lender in the nation. He currently serves as the National Development Council’s Grow America Fund Loan Officer in the Pacific Northwest. Prior to joining NDC, Oliver launched an entrepreneurship training program in Guadalajara, Mexico, where he taught women how to grow their small and micro-enterprises. Oliver is proficient in seven languages, plays four instruments, and writes about ancient and medieval history in his spare time.