Once you have decided to apply for a loan guaranteed by the SBA, you will need to collect the appropriate documents for your application. The SBA does not provide direct loans. The process starts with your local lender, working within SBA guidelines.
Use the checklist below to ensure you have everything the lender will ask for to complete your application. Once your loan package is complete, your lender will submit it to the SBA.
If you hire employees, you need to secure information for the mandatory records and forms you must complete. Visit the Hiring Employees page on IRS.gov and search for Form W-4 - Employee’s Withholding Allowance Certificate.