Coronavirus (COVID-19): Relief options and Additional Resources

NFDO Microlender List

The Microloan program provides very small loans (up to $50,000) to women, low-income, minority, veteran, and other small business owners through a network of more than 100 intermediaries nationwide. Under this program, the SBA makes funds available to nonprofit intermediaries that, in turn, make the small loans directly to start-up and existing businesses.  Entrepreneurs work directly with the Intermediaries to receive financing, and business knowledge support. The proceeds of a microloan can be used for working capital, or the purchase of furniture, fixtures, supplies, materials, and/or equipment. Microloans may not be used for the purchase of real estate. Interest rates are negotiated between the borrower and the intermediary. The maximum term for a microloan is six years.  Because funds are borrowed from the intermediary, SBA is not involved in the business loan application or approval process.  Payments are made directly from the small business to the intermediary.

The program also provides business-based training and technical assistance to micro-borrowers and potential micro-borrowers to help them successfully start or grow their businesses. Such training and technical assistance may include general business education, assistance with business planning industry-specific training, and other types of training support.

Entrepreneurs and small business owners interested in small amounts of business financing should contact the nearest SBA district office for information about the nearest Microloan Program Intermediary Lender or go to



Accion East

5401 S. Kirkman Road, Suite 310

Orlando, Florida 32819

Microloan Contact:  Rodrigo Cerveira

(407) 276-4926

Service area: Statewide.


Black Business Investment Fund of Central Florida (BBIF)

Capital Plaza Two

301 East Pine Street, Suite 175

Orlando, FL 32801

Microloan Contact: Inez Long

407-649-4780 • 407-649-8688 Fax

Service area: Duval, Hillsborough, Lake, Orange, Osceola, Polk and Seminole counties.


Community Enterprise Investments, Inc.

302 N. Barcelona St.

Pensacola, FL 32502

Daniel Horvath, President

Microloan Contact: Percy Goodman, Jr.

850-595-6234 • 850-595-6264 Fax

Service area: Florida Panhandle including Bay, Calhoun, Dixie, Escambia, Franklin, Gadsden, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Liberty, Madison, Okaloosa, Santa Rosa, Suwannee, Taylor, Wakulla, Walton, and Washington counties.


Ocala Marion County Chamber and Economic Partnership

310 SE 3rd Street

Ocala, FL 34471
Microloan Contact:  Kevin T. Sheilley
352-629-8051 x105

Service area:  Marion County