COVID-19 relief options and additional resources

The James River is central to all that is Richmond; history, recreation, jogging on the canal walk, bird-watching, kayaking, nature hiking and even swimming. Add to that list elegant dining, either open air or behind floor-to-ceiling windows, that offers a panoramic view of the James River and Richmond skyline. Richmond can claim such a restaurant: The Boathouse at Rocketts Landing, 4708 East Old Main St., Richmond, Virginia, that opened in August of 2009. Partake of blue sky, blue water and blue goblets on a balmy day.

The Microloan program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand. The average microloan is about $13,000.

The U.S. Small Business Administration provides funds to specially designated intermediary lenders, which are nonprofit community-based organizations with experience in lending as well as management and technical assistance. These intermediaries administer the Microloan program for eligible borrowers.


Franklin J. Sciortino

Employed by this Agency since 1965 serving as a loan specialist in each of the processing, servicing and liquidation functions plus served as a management assistance officer. Named Branch Manager in 1975, he had full delegated authority over all areas of the full service office. In 1990 was named District Director of the upgraded Buffalo District with delegated authority and responsibility for all program areas. He continues in that post. A graduate of Canisius College with a degree in Business/Accounting.

Approximately 70 percent of all U.S. exporters have 20 or fewer employees. SBA has placed a priority on helping these small business exporters by providing a number of loan programs specifically designed to help them develop or expand their export activities. If you own or wish to start a small export business, the following loans may be available to you:

Export Express Loan Program

Export Working Capital Program (EWCP)

Janita R. Stewart

Janita Russell Stewart, Vicksburg, Mississippi native, is a graduate of the U.S. Small Business Administration's (SBA) District Director Candidate Development Program wherein she took on rotational assignments in directing the SBA offices in Charlotte, North Carolina and Atlanta, Georgia. She received her B.S. Degree from the University of Southern Mississippi in Hattiesburg and has over 40 years of federal government service. In addition to the SBA, she also has served at the U.S.

Export Matchmaker Trade Fair and Conference

Date: October 22nd, 2012
Time: 8:00 A.M. - 5:00 P.M.
Location: Federal Reserve Bank of St. Louis Conference Center
                 St. Louis, Missouri

Sponsored by:
U.S. Small Business Administration, Office of International Trade
The Federal Reserve Bank of St. Louis
National Small Business Association

The Qualified Census Tract and Qualified Non-Metropolitan County median household income and difficult development area updates have been published on the HUBZone Maps. These changes have been incorporated into the designations:


We accept appeals by email at, and via the Hearings and Appea


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