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Rice’s Lucky Clover Honey is a women-owned, family operated, 4th and 5th generation business that specializes in 100% American raw & unfiltered honey.  Based in Greeley, CO, Ronna Rice, CEO, along with her husband Jim, three children, son-in-law Mike Lordemann, and close family friend, Tony Landretti, continue to build upon the legacy established in 1924, by founder L.R. Rice.  By expanding its sales nationally, and internationally, the firm is able to invest back into the local community by hiring more employees to support the growing business.


Evergreen Business Capital
Certified Development Company 10355 Palmer-Wasilla Hwy, Ste 120A
Palmer, AK 99645
United States
Phone: 907-746-5047
61° 35' 24.324" N, 149° 6' 59.9328" W

District Office Lending Chart

7(a) Loan Guaranty Program

Lender Name 7a Number of Loans 7a Loan Amountsort ascending
Banco Popular de Puerto Rico 68 8,161,800
Synovus Bank 1 2,060,000
Touchmark National Bank 1 1,500,000
Banco Santander Puerto Rico 17 1,355,300
Banco de Desarrollo Económico para Puerto Rico 14 1,143,900
Celtic Bank Corp. 2 1,097,700
Oriental Bank 5 465,500
FirstBank de Puerto Rico 4 328,200
The Bancorp Bank 1 246,000
Grow America Fund, Inc. 1 100,000

CDC/504 Loan Program

Lender Name CDC/504 Number of Loans CDC/504 Loan Amountsort ascending
COFECC 6 2,154,000
PYMES Financial Partners, Inc. 6 1,629,000
Puerto Rico Business Development Corp. 1 1,333,000
Marketing Small Business Finance Corp. 3 905,000

District Office Lending Chart

7(a) Loan Guaranty Program

Lender Name 7a Number of Loans 7a Loan Amountsort ascending
Rock Canyon Bank 15 14,032,700
Wells Fargo Bank NA 30 11,605,800
U.S. Bank NA 36 8,386,900
T Bank, NA 2 8,052,000
Live Oak Banking Company 3 7,050,000
Zions Bank 42 7,045,700
Bank of the West 5 5,824,500
Keybank NA 9 5,170,000
Meadows Bank 5 4,185,600
Mountain America FCU 30 3,967,300
First Bank Financial Centre 2 3,811,000
Celtic Bank Corporation 5 3,206,600
Stearns Bank NA 2 3,016,000
First Utah Bank 4 2,668,900
JPMorgan Chase Bank NA 15 2,129,700
Town & Country Bank 9 2,107,000
Bank of American Fork 7 1,787,000
State Bank of Southern Utah 12 1,677,300
United Midwest Savings Bank 2 1,587,500
Central Bank 12 1,503,400
University First FCU 12 1,441,000
Ambank 3 1,423,000
Byline Bank 2 1,150,000
America First FCU 6 1,111,500
Banner Bank 9 1,009,600
United Community Bank 1 910,000
US Metro Bank 1 880,000
First Home Bank 3 800,000
First Savings Bank 1 775,000
First National Bank of Layton 2 725,400
Glacier Bank 2 639,500
Newtek Small Business Finance Inc. 1 500,000
Wasatch Peaks FCU 2 500,000
Brighton Bank 3 367,500
Spirit of Texas Bank, SSB 1 359,100
Altra FCU 1 303,600
Grand Valley Bank 1 300,000
Utah First FCU 1 280,000
West Town Bank & Trust 1 275,000
Utah Community Bank 1 240,000
Cache Valley Bank 3 213,400
Jordan FCU 2 186,800

CDC/504 Loan Program

Lender Name CDC/504 Number of Loans CDC/504 Loan Amountsort ascending
Mountain West Small Business Finance 65 44,417,000
Utah Certified Development Co. 15 11,822,000
The Sum of Service: Company Measures Social Impact

With a background in mechanical engineering and a passion for construction, Troy Crawford was looking for a new opportunity after his three daughters left for college. He wanted to remain hands-on in providing construction management and project management services. Crawford decided to start a company, Crawford & Associates Services LLC. With the help of an SBA loan and 8(a) certification, he hopes to build a legacy.

The Small Business Administration’s 8(a) Business Development program helps small disadvantaged businesses compete in the marketplace and access government contracts. Participation in the program is divided into two phases over nine years: a four-year developmental stage and a five-year transition stage. When companies graduate, business owners are equipped with skills and strategies that will help them continue to thrive outside of the program.

If you walked into S&J Door and asked for Bob Hunter, you’d need to clarify your request. The father and son team who started the company share not only a name, but adjacent offices, decades of industry experience, and a firm commitment to customer service. To simplify communications, the men have long gone by the nicknames of Senior and Junior, which inspired their company name of S&J Door.

Initial Situation

After his favorite fragrance was discontinued, Charles Penn decided to start his own home fragrance company with business partner Phillip Donnelly in 2012. Starting with limited business knowledge the duo partnered with the U.S. Small Business Administration’s (SBA) resource partner the WV Small Business Development Center (SBDC) to garner advice on how to get started, file appropriate city documentation for a home business, and find access to capital.

How SBA Helped


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