COVID-19 relief options and additional resources

You may wonder what water use and saving energy have to do with each other? In most cases, electricity or gas are used to heat water, and this costs you money. In addition, your water company uses energy to purify and pump water to your business as well as in the treatment of your sewage. So part of your water and sewage bill is really an energy bill. The more water your business consumes, the more you will benefit from optimizing water use. Some ways to save related to the water you use are:

The following is a newsletter from the Office of Advocacy for May/June 2009. The key topics discussed in the newsletter are:

Message from the Acting Chief Counsel

  • Got Broadband? A National Broadband Strategy for Small Business

Regional Roundup

  • Connecticut Governor Signs Bill Requiring Small Business Analysis

Research Notes

  • Advocacy Study Ranks Banks on Small Firm Lending

  • The Economy and Small Business in First Quarter 2009 5

The Small Business Regulatory Enforcement Fairness Act of 1996 (SBREFA) was signed by President Clinton on March 29, 1996. The law provides new avenues for small businesses to participate in and have access to the federal regulatory arena. The SBREFA gives small businesses:

  • more influence over the development of regulations;

  • additional compliance assistance for Federal rules; and

  • new mechanisms for addressing enforcement actions by agencies.





U.S. Small Business Administration

Guaranteed 4.941% Debenture

Participation Certificates, Series SBIC 2005-10 B Evidencing Fractional Undivided Interests in a Pool of 4.941% Debentures Due September 1, 2015 Issued by

Small Business Investment Companies

To: Eric R. Zamikow
Associate Administrator for Capital Access /s/ Original Signed

From: Debra S. Ritt
Assistant Inspector General for Auditing

The Surety Bond Guarantee (SBG) Electronic Application (E-app) system is a web application used to apply for SBA bond guarantees. Contractors can use the E-app System to enter SBG applications, completed required SBA forms, and forward information to their selected agents. Click the link below to download the Contractor User's Manual.

By Rebel Cole, Chicago, IL.

Compliance Contacts

Contact the following individual(s) to get more information on complying with Federal Maritime Commission regulations:

Donna L. Lee
Management Analyst
Federal Maritime Commission
Office of the Managing Director
800 N. Capitol Street, NW
Washington, DC 20573
Telephone: 202-523-5742
Fax: 202-523-3646

Compliance Resources

The following agencies and offices provide compliance resources for small businesses:

WASHINGTON, D.C. – Does small business ownership help increase a household’s overall well-being? One way to look at this is to examine how the income and wealth of households owning small businesses changed in the most recent economic expansion and recovery period. That task was undertaken in a study just released by the U.S. Small Business Administration’s Office of Advocacy.

Date: September 22, 2010

To: Eric R. Zarnikow, Associate Administrator, Office of Capital Access

From: Debra S. Ritt, Assistant Inspector General for Auditing

Subject: Notice of Finding and Recommendation on Lender-Approved ARC Loans to Affiliates ROM 10-18


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