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MI 14620 - Economic Injury Disaster Loans Available to Small Businesses in Flint, Michigan Due to Contaminated Public Water Supply

WASHINGTON – Low-interest Economic Injury Disaster Loans from the U.S. Small Business Administration (SBA) are available to Flint, Michigan and surrounding area small businesses, small agricultural cooperatives, small aquaculture businesses and private nonprofit organizations affected by the contaminated public water supply disaster that began on Oct. 1, 2015.
SBA Administrator Maria Contreras-Sweet made the loans available following a disaster declaration request from Gov. Richard D. Snyder on Feb. 4.  The declaration covers Genesee County and the adjacent counties of Lapeer, Livingston, Oakland, Saginaw, Shiawassee and Tuscola in Michigan.
“The public water contamination in Flint is a tragedy and a historic health emergency with repercussions that will continue to ripple across the entire community.  While the situation continues to unfold, SBA is committed to bolstering the economic livelihood of Flint and surrounding communities by offering low interest working capital loans to the small businessmen and women severely impacted by this disaster,” said Administrator Contreras-Sweet.
“The SBA can help affected small businesses and nonprofit organizations overcome their economic losses by offering financial assistance, but the help cannot start until they submit an SBA disaster loan application to us,” said Constance P. Logan, SBA’s deputy district director in Michigan. 
Eligible entities may qualify for loans up to $2 million.  The SBA offers economic injury loans to help meet working capital needs caused by the disaster.  The rates on these loans are 4 percent for small businesses and 2.625 percent for nonprofit organizations with terms up to 30 years.  Eligibility for these working capital loans are based on the size and type of business and its financial resources. 
SBA is very pleased for the tremendous support received from Flint / Genesee Regional Chamber and Metro Community Development in establishing the Business Recovery Center at the Oak Business Center in Flint.    Our customer service representatives are available at the Center to answer questions about the disaster loan program and help individuals complete their applications.
The Center is located in the following community and is open as indicated:
Genesee County
Oak Business Center
Flint, MI  48505
Opens:   Wednesday, Feb. 10 at noon
Hours:    8 a.m. - 5 p.m. weekdays
Closed:   Saturdays and Sundays
Closed:   Monday, Feb. 15 (Presidents’ Day)
Closes:   Thursday, March 10 at 3 p.m.
Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at
Applications and program information are available by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by sending an email to Loan applications can also be downloaded from the SBA’s website at Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
The deadline to return economic injury applications is November 7, 2016.
Release Number: 
Release Date: 
Tuesday, February 9, 2016 - 12:00am
Michael Lampton
Related State: 
Field Operations Center: