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PA 15586 - SBA Offers Disaster Assistance to Businesses and Residents of Western Pennsylvania Affected by June Flooding

WASHINGTON – Pennsylvania businesses and residents affected by flooding in Allegheny and Westmoreland counties on June 20-21, 2018, can apply for low-interest disaster loans from the U.S. Small Business Administration, Administrator Linda McMahon announced today.
Administrator McMahon made the loans available in response to a letter from Gov. Tom Wolf on July 20, requesting a disaster declaration by the SBA.  The declaration covers Allegheny and Westmoreland counties and the adjacent counties of Armstrong, Beaver, Butler, Cambria, Fayette, Indiana, Somerset and Washington in Pennsylvania.
“The SBA is strongly committed to providing the people of Pennsylvania with the most effective and customer-focused response possible to assist businesses of all sizes, homeowners and renters with federal disaster loans,” said McMahon. “Getting businesses and communities up and running after a disaster is our highest priority at SBA.”
SBA’s Customer Service Representatives will be available at the Disaster Loan Outreach Centers to answer questions about the disaster loan program and help individuals complete their applications.
The Centers are located in the following communities and are open as indicated:
SBA Disaster Loan Outreach Centers (DLOCs)
Allegheny County
Bethany Presbyterian Church
Bridgeville, PA 15017
Opening:  Thursday, July 26 at 11 a.m.
Hours:  9 a.m. – 6 p.m., weekdays
Open:  Saturday, July 28 from 10 a.m. to 2 p.m.
Closed:  Sunday, July 29
Closes:  Thursday, Aug. 2 at 4 p.m.
Westmoreland County
Ligonier Township Municipal Complex
Ligonier, PA 15658
Opening:  Thursday, July 26 at 11 a.m.
Hours:  9 a.m. – 6 p.m., weekdays
Open:  Saturday, July 28 from 10 a.m. to 2 p.m.
Closed:  Sunday, July 29
Closes:  Thursday, Aug. 2 at 4 p.m.
“Businesses and private nonprofit organizations may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets,” said SBA’s Pittsburgh District Director Kelly Hunt.
For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster.  Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.
“Loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for loans up to $40,000 to repair or replace damaged or destroyed personal property,” said Kem Fleming, director of SBA’s Field Operations Center East in Atlanta. 
Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes.  Eligible mitigation improvements may include a safe room or storm shelter to help protect property and occupants from future damage caused by a similar disaster.
Interest rates are as low as 3.61 percent for businesses, 2.5 percent for nonprofit organizations, and 1.938 percent for homeowners and renters with terms up to 30 years.  Loan amount and terms are set by the SBA and are based on each applicant’s financial condition.
Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at
Businesses and individuals may also obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing Loan applications can also be downloaded at Completed applications should be returned to the center or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
The filing deadline to return applications for physical property damage is Sept. 24, 2018.  The deadline to return economic injury applications is April 24, 2019.
Release Number: 
Release Date: 
Tuesday, July 24, 2018 - 12:00am
Michael Lampton
Related State: 
Field Operations Center: