COVID-19 relief options and additional resources

MI 16496 - SBA Deadline is Approaching for Michigan Businesses Affected by May 18, 2020 Severe Storms and Flooding

ATLANTA – The U.S. Small Business Administration is reminding businesses in Michigan that Economic Injury Disaster Loans (EIDLs) are still available to small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and private nonprofit organizations affected by the severe storms and flooding that occurred on May 18, 2020.  The application deadline is March 29

“Businesses that suffered economic losses as a result of the disaster and want to apply for low-interest loans from the SBA are urged to do so before the March 29 deadline,” said Kem Fleming, director of SBA Field Operations Center East.

The declaration covers Muskegon County and the adjacent counties of Kent, Newaygo, Oceana and Ottawa in Michigan.

Working capital loans up to $2 million are available at 3 percent for small businesses and 2.75 percent for private nonprofit organizations, with terms up to 30 years. The loans are intended to pay fixed debts, payroll, accounts payable, and other expenses that could have been paid had the disaster not occurred.  To be considered for this assistance, eligible entities need to apply by the deadline.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at and should apply under SBA declaration # 16496, not for the COVID-19 incident.

Businesses may also obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing Loan applications can also be downloaded at  Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The deadline to return economic injury applications is March 29, 2021.


Release Number: 
Release Date: 
Wednesday, February 24, 2021 - 4:00pm
Michael Lampton
Related State: 
Field Operations Center: