COVID-19 relief options and additional resources

AL 16913 - SBA Disaster Loan Outreach Center Closing April 22

ATLANTA – The U.S. Small Business Administration announced today that due to a steady decrease of activity, the Disaster Loan Outreach Center located in Fultondale, Alabama, will cease operations at 6 p.m. Thursday, April 22. The SBA opened the center to assist survivors affected by the Fultondale tornado on Jan. 25-26, 2021.

“I encourage anyone who has not completed their disaster loan application to visit the center before the closing to meet with a Customer Service Representative for one-on-one assistance,” said Kem Fleming, director of Disaster Field Operations Center East. 

The center’s location:

Jefferson County         

City of Fultondale Public Library

500 Byrd Lane                                  

Fultondale, AL 35068                                                                   

Hours:        Monday – Thursday from 9 a.m. to 6 p.m.                     

Closing:     Thursday, April 22 at 6 p.m. 

Businesses and private nonprofit organizations of any size may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.  Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes.  Eligible mitigation improvements may include a safe room or storm shelter, to help protect property and occupants from future damage caused by a similar disaster.  

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster.  Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Disaster loans up to $200,000 are available to homeowners to repair or replace disaster damaged or destroyed real estate.  Homeowners and renters are eligible up to $40,000 to repair or replace disaster damaged or destroyed personal property.

Interest rates are as low as 3 percent for businesses, 2 percent for nonprofit organizations, and 1.125 percent for homeowners and renters with terms up to 30 years.  Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at

Businesses and individuals may also obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing Loan applications can also be downloaded at Completed applications should be returned to the center or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth,
TX 76155.

The filing deadline to return applications for physical property damage is June 1, 2021.  The deadline to return economic injury applications is Jan. 3, 2022.


Release Number: 
Release Date: 
Tuesday, April 20, 2021 - 4:00pm
Michael Lampton
Related State: 
Field Operations Center: