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MO 14102-01 SBA Offers Disaster Assistance to Missouri Small Businesses Economically Impacted by Civil Unrest

SACRAMENTO, Calif. – The U. S. Small Business Administration (SBA) is offering low-interest working capital federal disaster loans to small businesses economically impacted by the civil unrest in Saint Louis County that began August 9, 2014, SBA Administrator Maria Contreras-Sweet announced today.  SBA acted under its own authority to declare a disaster following a request received on August 29 from Gov. Jay Nixon.

The disaster declaration makes SBA assistance available in Saint Louis County, the neighboring Missouri counties of Franklin, Jefferson, Saint Charles and Saint Louis City; and the neighboring Illinois counties of Madison, Monroe and Saint Clair.

“The U. S. Small Business Administration is strongly committed to providing the most effective and customer-focused response possible to assist Missouri’s small businesses with federal disaster loans.  We will be swift in our efforts to help these small businesses recover from the financial impacts of this disaster,” said Administrator Contreras-Sweet.

“Beginning Thursday, September 4, SBA customer service representatives and counselors from the Missouri Small Business Technology Development Center (MO-SBTDC) will be on hand at the following Disaster Loan Outreach Center to help small businesses impacted by the civil unrest,” said SBA’s St. Louis District Director Dennis Melton.  “The center is designed to provide key financial and counseling services to small businesses impacted by the civil unrest,” he continued.  The center will be open on the days and times indicated.  No appointment is necessary.

Disaster Loan Outreach Center
Ferguson Public Library
(Auditorium Room)
35 North Florissant Rd.
Ferguson, MO  63135

Opens Thursday, September 4 at 9 am

Mondays - Fridays, 9 am – 6 pm

Closes Wednesday, September 17 at 6 pm

According to Melton, SBA customer service representatives (CSRs) will answer questions about SBA’s Economic Injury Disaster Loan program, explain the application process and help each business owner complete their application.  MO‑SBTDC State Director Chris Bouchard said, “Our SBDC counselors will provide free counseling on a wide variety of matters designed to help these businesses overcome the effects of the disaster and plan for their future.  Services include evaluating the business’s strength, cash flow projections and most importantly, reviewing all options to ensure each business makes decisions that are appropriate for its situation.  They will also help businesses apply for appropriate financial help.”

Small, nonfarm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private, nonprofit organizations of any size may qualify for Economic Injury Disaster Loans (EIDLs) of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred.

These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.  Disaster loans can provide vital economic assistance to small businesses to help overcome the temporary loss of revenue they are experiencing.

Eligibility is based on the financial impact of the disaster only and not on any actual property damage.  These loans have an interest rate of 4% for small businesses and 2.625% for private, nonprofit organizations with terms up to 30 years, and are restricted to small businesses without the financial ability to offset the adverse impact without hardship.

Applicants may apply online using SBA’s secure Web site at

For owners of these impacted small businesses, disaster loan information and applications are also available from SBA by calling SBA at (800) 659‑2955 or emailing  Individuals who are deaf or hard-of-hearing may call (800) 877-8339.  For more information about SBA’s disaster assistance programs, visit

The filing deadline to return economic injury applications is June 3, 2015.

SBA Field Operations Center - West, P.O. Box 419004, Sacramento, CA 95841

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Release Number: 
MO 14102-01
Release Date: 
Wednesday, September 3, 2014 - 12:00am
Richard Jenkins (916) 735-1500
Related State: 
Field Operations Center: