COVID-19 relief options and additional resources

Sacramento District Office | Leadership Biographies

Heather Luzzi, District Director

Ms. Heather Luzzi

A former banking executive with extensive commercial lending experience, Luzzi will oversee the delivery of SBA services in the Sacramento District’s 22 county Northern California region.

"Heather Luzzi is an experienced banker and leader who understands the challenges of small business owners who want to start and grow companies in the Sacramento area," said SBA Region IX Administrator Michael Vallante. "Heather will be a strong advocate for the Sacramento District’s business community."

Luzzi previously held leadership positions at several financial services organizations including Senior Account Executive, Branch Manager, and Regional Production Manager. Most recently, she served as Senior Vice President and Managing Director of SBA Lending for a small community bank. She has also worked at SBA as Senior Analyst, District International Trade Officer, and Lender Relations Specialist.

As the Small Business Administration’s Sacramento Director, Luzzi will champion for the region’s entrepreneurs, expand access to SBA programs by under-served communities, increase utilization of SBA services across the District’s 22 Northern California counties, and manage staff in the SBA’s Sacramento Office. She can be reached at