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North Florida District Office | Leadership Biographies

Jon Malcolm Richards, District Director

Jon "Malcolm" Richards is the District Director for SBA North Florida. Richards has a wealth of experience including over 20-years in economic development and entrepreneurial development, with a specialization in the needs of underserved and disadvantaged communities. He is an experienced commercial lender and has served as the District Director for the SBA in Kansas City, Missouri for 6-years. Prior to his role as District Director for the Kansas City District Office, Richards served as the Acting Deputy District Director for the New York City District Office. He has also served as Acting Regional Administrator for the agency. He has worked in various other roles and locations in the organization including Supervisory Lender Relations Specialist, Supervisory Economic Development Specialist, and Branch Manager. Prior to his federal experience, Richards worked for three of the largest commercial banks in the nation in leadership and management proles, overseeing small business and commercial lending, investments, and strategic planning. Richards also owned and managed a small business for several years. Richards holds a Master of Arts (MA) degree as well as a Master of Business Administration (MBA).

Richards will oversee the implementation of SBA programs across 43-counties in North Florida. He will be responsible for the oversight of approximately a billion dollars of annual federal contracting dollars and over $500M of annual lending guarantees through the North Florida District Office. Additionally, Richards will provide support to the district’s counseling partners including the Small Business Development Centers; SCORE Chapters; Women’s Business Center; U.S. Export Assistance Centers; Veteran Business Outreach Center; and Procurement Technical Assistance Centers.