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Success Stories

Ralph Constantine, Owner of Jamie's Pub & Grill

Is it ready?  Is it ready?  Is it ready? 

That was the question owner Ralph Constantine asked his SBA Certified Development Company specialist, Barbara Arena for about 3 years after the temporary SBA 504 Refinance Program had expired back in September of 2012.

“One of the most rewarding parts about my job is demonstrating how accessible the SBA’s programs have become,” said Barbara, “assisting customers through the streamlined application process ensures a prompt delivery of capital to businesses and allows owners like Ralph to keep his focus where it belongs -- on running his business.”

Patiently waiting for its’ reactivation – Ralph organized his financial house so that Jamie’s Pub & Grill of Whitman would be the first small business in Massachusetts to utilize this money-saving program after being approved by Congress.  


On December 18th of 2015, Congress passed the Consolidated... Read More

KRAM Wellness Group

Most teenagers these days are video gaming, playing sports or getting social online and at the mall in their out-of-school time.  
In Leominster, Massachusetts -- Rachelle Wailes and Matthew Aronson are breaking the mold and leading a revolution – the FLEXFIT Revolution – embarking on an entrepreneurial journey, lucky enough, with their parents.  Heather Wailes, Jack Wailes and David Aronson are not your average parents either – Rachelle’s mom Heather is a mechanical engineer; her dad Jack has a strong manufacturing background; and Matthew’s dad David is owner of a small business in Leominster.  Together, they’re using this opportunity to pass down important life lessons and a pragmatic entrepreneurship experience for their kids in a truly admirable way.  

It all started in 2014 -- after a team of students competed in a national STEM (Science, Technology, Engineering and Math) competition sponsored by the Army Educational Outreach Program called ‘... Read More

Erinna Family






Left to right: Ariana Erinna, Ramon Erinna, and Javier Erinna

Military Family

Ramon Erinna enlisted early to serve his country – little did he know that in doing so, he would sacrifice a chance at a four year scholarship to a prestigious university in the Boston area.    An honors student at Cambridge High and Latin School, he was also an outstanding soccer player recognized with “All Eastern Mass” which drew the attention of scouts and area schools.

It was the Vietnam War era and Ramon was inspired by this national movement that led him to military service.   An immigrant from Panama, “We have to be innovative when we come as immigrants from other countries,” said Mr. Erinna.  Ramon went on to train at Fort Leonard Wood, MO, and served at Fort Stewart, GA and Schofield Barracks, HI during his three years with the Army Corps of Engineers and then 3 years as an inactive reservist.

Mr. Erinna is raising an Army... Read More

Elena Rodriguez and Mayor Dan Rivera of Lawrence

According to the 2010 Census, the City of Lawrence is home to the largest percentage (73.8%) of Hispanic and Latino communities in the Commonwealth. Moreover, the largest community represented in Lawrence is the Dominican Republic population (30,243); which happens to have the third largest concentration of Dominicans in the world – following the Dominican Republic and the Washington Heights community in New York City. 

One of the biggest challenges facing New Americans as they immigrate to cities such as Lawrence has been the language barrier.  Accessing services and programs to integrate in a new country can be extremely difficult without being able to understand information in your native language.  That’s why the City of Lawrence has been benefitting from innovative programs that are providing Spanish-language services to meet the accessibility needs of New Americans.  

A mother of two children, Elena Rodriguez came to the United States in 2013 with mostly her... Read More