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Building a Community: SBA Loan Helps Entrepreneur Expand Business, Support System


  • Maritza Garcia started an in-home daycare center in 2000. Though she initially started the business to help her extended family, she soon recognized a growing need for childcare in Cincinnati’s Hispanic community and expanded the daycare.


  • As word spread about the quality of Maritza’s business and flexible schedule, the daycare outgrew her home.

SBA Resources

  • In 2013, Maritza met with Karla Boldery, who then worked at the Ohio Small Business Development Center at Greater Cincinnati Urban League as a business counselor. Karla worked with Maritza to create a business plan and mentioned SBA funding as a potential way for Maritza to expand her business.


  • Maritza was able to obtain an SBA Express loan in 2013, which allowed her to obtain a building for her new daycare.


  • Though she believes that entrepreneurship is extremely rewarding, Maritza acknowledges the difficulties in running the business, particularly when she does not speak English fluently. She believes that the SBA’s recent emphasis on translating program materials into Spanish will help her and other Hispanic entrepreneurs.


  • “My passion for this business and for the families in this community keeps me going,” Maritza said. “I empathize with the parents that I serve because I have been in their shoes. Many do not have a family network to rely on for childcare. I am here to create a family where there is none.”


  • Thanks to the new space, Maritza is able to care for 49 children with help from her 10 employees.  She continues to rely on business advice from Karla Boldery, who now works at HCDC, a Cincinnati-based business accelerator.


  • “Karla has helped me so much, from starting my business to expanding into the new center, getting certifications, safety inspections and insurance,” Maritza said. “I urge entrepreneurs to take advantage of business resources.”
Company Name: 
Little Hands, Inc.