HELP

Ask a question Ask a Question
Give feedback Give Feedback
1-800-333-4636 1-800-FED-INFO
Browse knowledgebase Browse Knowledgebase

TOOLS

Browse knowledgebase Start a Business
Browse knowledgebase Learn About New Health Care Changes
Browse knowledgebase Find Opportunities
Browse knowledgebase Browse resource for Veterans
Small Business Administration Tools SBA Tools
Sign up for email updates from SBAReceive helpful business tips and upcoming events in your area.


Loans & Grants

null

General Small Business Loans: 7(a)

  • article

    7(a) Loan Program Eligibility

    SBA provides loans to businesses; so the requirements of eligibility are based on specific aspects of the business and its principals.

  • article

    Use of 7(a) Loan Proceeds

    If you are awarded a 7(a) loan, the loan proceeds may be used to establish a new business or to assist in the acquisition, operation, or expansion of an existing business.

  • article

    7(a) Loan Repayment Terms

    Learn what the repayment terms are for 7(a) loans. 

  • article

    7(a) Loan Amounts, Fees & Interest Rates

    The specific terms of SBA loans are negotiated between a borrower and an SBA-approved lender. In general, the following provisions apply to all SBA 7(a) loans.  

  • article

    7(a) Loan Application Checklist

      The specific terms of SBA loans are negotiated between a borrower and an SBA-approved lender. In general, the following provisions apply to all SBA 7(a) loans.

  • article

    7(a) Loan Processing Time

    There are two 7(a) loan process options with different time frames. In addition to standard procedures, SBA Express processing offers an expedited turnaround. 

  • Topic

    Special Types of 7(a) Loans

    SBA offers several special purpose 7(a) loans to aid businesses that have been impacted by NAFTA, provide financial assistance to Employee Stock Ownership Plans, and help implement pollution controls.

  • Page

    Find a Lender

    Find an SBA lender near you.

  • Discussion Board

    Ask a Question in the SBA Community

    Have a question about 7(a) loans? Post it in the Community.

  • article

    7(a) Proposed Rule Change Comment Period

    SBA Revises OCA Regulations on 504 and 7(a) Loan Program to Expand Access to Loan Programs, Streamline the Application Process and Ensure Program Integrity through Enhanced Oversight

Get the Info That Matters Most to You With SBA Direct

Find information on:

(Select your topics)

Get Local Assistance Right in Your Area

Counseling, mentoring, and training from an SBA District Office, SCORE Chapter, Small Biz Development Center or Women’s Biz Center in your area.

FIND RESOURCES