Disaster assistance

Explore SBA's low-interest disaster loans to help homeowners, renters, and businesses of all sizes recover from declared disasters.

Who can apply for an SBA disaster loan?

  • Businesses of all sizes
  • Homeowners
  • Renters
  • Private nonprofit organizations

You must be located in a declared disaster area and meet other eligibility criteria depending on the type of loan.

How to use an SBA disaster loan

  • Check disaster declarations

    See if the SBA has issued a disaster declaration in your area.
  • Apply for a disaster loan

    Loans are available for businesses and homes affected by disaster.
  • Check your status

    Log in to your account and check your email for updates.

SBA disaster loans can be used for:

  • Losses not covered by insurance or funding from the Federal Emergency Management Agency for both personal and business
  • Business operating expenses that could have been met had the disaster not occurred

Find out how to use the MySBA Loan Portal to check your application status and manage your loan.

Types of disaster loans

Woman checking the status of a loan online

Manage your SBA disaster loan

Find out how to use the MySBA Loan Portal to apply for disaster relief, or check the status of your application.
Short URL: sba.gov/disaster