CDC/504 loan program

If your organization is designated by SBA as a CDC authorized to issue 504 loans, use this page to access SBA forms, get program updates, and more.

Program details

Operate as a CDC

SBA has streamlined the lending process for CDCs. Review the major activities you regularly perform in the CDC/504 program and the SBA tools you use.

Learn about operating as a CDC
Secondary market

There’s an active secondary market for CDC debentures that are backed by SBA. As a CDC, you can sell these guaranteed debentures to investors.

Learn more about the sale of 504 debentures
Rural Initiative pilot program

This loan pilot program waives some small business regulations in order to expand capital access to certain rural areas.

Learn about the Rural Initiative pilot program

Contact your local SBA district office.

Lenders that work with SBA provide financial assistance to small businesses through government-backed loans.