In Person - SBA Lending and Contracting Overview for Small Businesses

Date and time

-

Location

2 North 20th Street - 3rd Floor
Birmingham, AL 35203

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Organizer

RODERICK D PERKINS
roderick.perkins@sba.gov
205-290-7785

Host organization

US Small Business Administration - Alabama District Office

Type of event

SBA event

Event description

NOTE:  This is an In Person Event.  The Event will be held at 2 North 20th Street on the 3rd Floor.  

Free Limited Parking adjacent to the building.  Also, free Parking on Powell Avenue South.

We will discuss the following:

  • SBA Loan Programs
  • What Lenders Look For When Underwriting Loan
    • To include mini case studies of lender underwriting
    • Process of getting a loan
    • Required Financial Documentation
    • Loan Product vs. Term of Loan vs. Required Collateral
    • Five or maybe Three Cs of Credit
    • Getting Business Credit
  • How To Do Business with the Federal Government
  • Contract Certifications – The Federal Government is Mandated to do Business with Certain Groups – Billions in Contracting Opportunities
    • 8a Certification – For those who have been Socially and Economically Disadvantaged
    • Woman Owned Certification – Majority Woman Owned Businesses – at least 51% ownership
    • Veteran Owned Certification – Veteran Business Owners – at least 51% ownership
    • Servis Disabled Veterans Owned Certification – Service-Connected Disability plus at least 51% Veteran Owned
    • HUBZone Certification – Business must be in a Historically Underutilized Business Zone (HUBZone) which is area characterized by low income and high unemployment
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