Disaster assistance

SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.

Notice: the COVID-19 EIDL program is not accepting new applications, increase requests, or reconsiderations.

Get help after disasters

Who can use an SBA disaster loan?

Businesses of all sizes located in declared disaster areas, private nonprofit organizations, homeowners, and renters affected by declared disasters, including civil unrest and natural disasters such as hurricanes, flooding, and wildfires.

How to use an SBA disaster loan

  • Losses not covered by insurance or funding from the Federal Emergency Management Agency for both personal and business
  • Business operating expenses that could have been met had the disaster not occurred

Types of disaster loans

  • Physical damage loans

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    Loans to cover repairs and replacement of physical assets damaged in a declared disaster.
  • Mitigation assistance

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    Funding to cover small business operating expenses after a declared disaster.
  • Economic Injury Disaster Loans

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    This loan provides economic relief to small businesses and nonprofit organizations that have suffered damage to their home or personal property.
  • Military reservist loan

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    SBA provides loans to help eligible small businesses with operating expenses to make up for employees on active duty leave.

Get disaster assistance

  • Check disaster declarations

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    See if the SBA has issued a disaster declaration in your area.
  • Apply for a disaster loan

    Loans are available for businesses and homes affected by disaster.
  • Check your status

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    Log in to your account and check your email for updates.

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