Disaster assistance

SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.

Notice: the COVID-19 EIDL program is not accepting new applications, increase requests, or reconsiderations.

Get help after disasters

Who can use an SBA disaster loan?

Businesses of all sizes located in declared disaster areas, private nonprofit organizations, homeowners, and renters affected by declared disasters, including civil unrest and natural disasters such as hurricanes, flooding, and wildfires.

How to use an SBA disaster loan

  • Losses not covered by insurance or funding from the Federal Emergency Management Agency for both personal and business
  • Business operating expenses that could have been met had the disaster not occurred

Types of disaster loans

Get disaster assistance

  • Check disaster declarations

    paper with magnifying glass
    See if the SBA has issued a disaster declaration in your area.
  • Apply for a disaster loan

    Checklist
    Loans are available for businesses and homes affected by disaster.
  • Check your status

    Application and envelope
    Log in to your account and check your email for updates.

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