Disaster assistance

SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.

Who can apply for an SBA disaster loan?

  • Businesses of all sizes
  • Homeowners
  • Renters
  • Private nonprofit organizations

You must be located in a declared disaster area and meet other eligibility criteria depending on the type of loan.

How to use an SBA disaster loan

  • Losses not covered by insurance or funding from the Federal Emergency Management Agency for both personal and business
  • Business operating expenses that could have been met had the disaster not occurred

Types of disaster loans

Get disaster assistance

  • Check disaster declarations

    See if the SBA has issued a disaster declaration in your area.
  • Apply for a disaster loan

    Loans are available for businesses and homes affected by disaster.
  • Check your status

    Log in to your account and check your email for updates.
Short URL: sba.gov/disaster