Disaster assistance
SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.
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Apply for an SBA disaster loan
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Manage your SBA disaster loan
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Hawaii wildfires
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Hurricane Idalia
Who can apply for an SBA disaster loan?
- Businesses of all sizes
- Homeowners
- Renters
- Private nonprofit organizations
You must be located in a declared disaster area and meet other eligibility criteria depending on the type of loan.
How to use an SBA disaster loan
- Losses not covered by insurance or funding from the Federal Emergency Management Agency for both personal and business
- Business operating expenses that could have been met had the disaster not occurred
Types of disaster loans
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Physical damage loans
Loans to cover repairs and replacement of physical assets damaged in a declared disaster. -
Mitigation assistance
Expanded funding to make improvements to eliminate future damage. -
Economic Injury Disaster Loans
Funding to cover small business operating expenses after a declared disaster. -
Military reservist loan
SBA provides loans to help eligible small businesses with operating expenses to make up for employees on active duty leave.
Get disaster assistance
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Check disaster declarations
See if the SBA has issued a disaster declaration in your area. -
Apply for a disaster loan
Loans are available for businesses and homes affected by disaster. -
Check your status
Log in to your account and check your email for updates.