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… Tyler, Wayne and Wood counties in West Virginia as a result of excessive rain and flooding from Jan. 1 through … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… private nonprofit organizations located in Pennsylvania as a result of excessive precipitation that began on July 23, … nonfarm-related entities that suffered financial losses as a direct result of this disaster. With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… nonprofit organizations located in West Virginia as a result of rain, flash flooding that began on July 21, 2018 … nonfarm-related entities that suffered financial losses as a direct result of this disaster. With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… and private nonprofit organizations located in Maryland as a result of rain, flash flooding that began on July 21, 2018 … nonfarm-related entities that suffered financial losses as a direct result of this disaster. With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… Henry, Mecklenburg  and Patrick counties in Virginia as a result of flooding and wind caused by Hurricane Michael … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… and private nonprofit organizations located in Florida as a result of Hurricane Michael on Oct. 9-11, 2018 . This … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… Brown, Clermont, Lawrence and Scioto counties in Ohio as a result of excessive rain, excessive moisture, flooding and … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… private nonprofit organizations located in Mississippi as a result of the rainfall, wind  and flooding  due to Tropical … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… and private nonprofit organizations in Indiana as a result of excessive moisture, flooding and flash flooding … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… cited problems finding skilled, qualified applicants as a primary reason for not filling positions. Offering … wages and salaries is another common challenge, along with a lack of healthcare and other employee benefits . Hiring … Of those business owners, 50.8 percent reported choosing a contractor or temporary worker for the benefit of their …

… and private nonprofit organizations located in Illinois as a result of the excessive rain and flooding that began on … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… and private nonprofit organizations located in Alabama as a result of the freeze, excessive rainfall, flooding and … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… Cumberland, Gloucester and Salem counties in New Jersey as a result of the combined effects of excessive rain, flooding, … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… Monroe, Northampton and Pike counties in Pennsylvania as a result of excessive rain, moisture and storm-force winds … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… and private nonprofit organizations located in Ohio as a result of the excessive rain and flooding that began on … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… and private nonprofit organizations located in Kentucky as a result of the excessive rain and flooding that began on … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… Athens, Gallia, Meigs and Washington counties in Ohio as a result of the combined effects of excessive rain, flash … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… Anne’s, Wicomico and Worcester counties in Maryland as a result of the combined effects of excessive rain, flooding, … nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of … makes the American dream of business ownership a reality. As the only go-to resource and voice for small …

… with Lean Business Planning July 26, 2016 Don't think of a business plan as a formal document that's hard to do, useful only for … loan applications, and seeking investment. Think of it as a lean plan that's just lists and tables and is vital for …

… Joel Libava, The Franchise King®, is the author of Become a Franchise Owner! and is a franchise ownership advisor. Read more about Joel Libava If … “ franchisors must furnish prospective franchisees with a disclosure document at least 14 calendar days before the …