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New option to bypass permitting delays thanks to President Trump

SBA is committed to supporting disaster survivors in rebuilding their homes and businesses as quickly as possible. If you have applied for a local permit more than 60 days ago, but still haven't received approval, you may qualify for this self-certification option. Read more about this option.

SBA form 3520

Builder's Certification

Borrowers can provide this form to their builders to sign to allow disaster repairs to proceed without a permit or other approval, if certain conditions are met.

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File size: 3139KB

OMB Control Number: 3245-0432

Related Programs: Disaster

Last updated January 29, 2026

Builder's Certification

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