COVID-19 Economic Injury Disaster Loan

Notice: the COVID-19 EIDL program is not accepting new applications, increase requests, or reconsiderations

  • As of January 1, 2022, SBA stopped accepting applications for new COVID-19 EIDL loans or advances. 
  • As of May 6, 2022, SBA is no longer processing COVID-19 EIDL loan increase requests or requests for reconsideration of previously declined loan applications. 
  • As of May 16, 2022, the COVID-19 EIDL portal (, also known as the "RAPID portal") is closed.

Program summary

The COVID-19 Economic Injury Disaster Loan (EIDL) and EIDL Advance programs provide funding to help small businesses recover from the economic impacts of the COVID-19 pandemic. There are two types of COVID-19 EIDL funding:

  • COVID-19 EIDL loan funds may be used for working capital and other normal operating expenses.     
    • These loans are not forgivable and must be repaid
    • Requirements vary depending on the size of the loan
    • Loan increases are available until funds are exhausted
  • The EIDL Advance funds are awarded to existing COVID-19 EIDL applicants who meet certain criteria.
    • Advances are like grants, but without typical U.S. government grant requirements
    • EIDL Advances do not need to be repaid
  • About COVID-19 EIDL

    This federal small business loan program supports small businesses’ recovery from the COVID-19 disaster’s economic impacts by providing accessible and borrower-friendly capital.
  • About EIDL Advance programs

    For the hardest hit businesses and private nonprofits, funds that do not need to be repaid.
  • Manage your EIDL

    Learn how to monitor the status of your COVID-19 EIDL, make payments, and request servicing actions.
  • EIDL data

    Reports about the COVID-19 EIDL programs.
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