2017 Hurricane Recovery: You may be eligible for an SBA loan deferment
LEARN MORE Close

Hurricane Recovery
You may be eligible for an SBA loan deferment. LEARN MORE
2017 Hurricane Recovery: You may be eligible for an SBA loan deferment
LEARN MORE Close

Check Your Credit

This section provides important information about the factors that lenders take into consideration when reviewing loan applications.
  • Equity Investment

    Business loan applicants must have a reasonable amount invested in their business. This ensures that, when combined with borrowed funds, the business can operate on a sound basis.

  • Earnings Requirements

    Financial obligations are paid with cash, not 'on paper' profits. When cash outflow exceeds cash inflow for an extended period of time, a business cannot continue to operate.

  • Working Capital

    Working capital is defined as the difference between current assets and current liabilities. Current assets are the most liquid of your assets.

  • Collateral

    Collateral is an additional form of security that can be used to assure a lender that you have a second source of loan repayment.

  • Resource Management

    Resource management is how you handle the day-to-day affairs of your business, including how you pay your debts, collect on debts, deliver services or products to customers, and manage inventory.