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… and sales Make a marketing plan to persuade consumers to buy your products or services, then decide how you’ll accept payment when it’s time to make a sale. Content … Marketing takes time, money, and preparation. One of the best ways to stay on schedule and on budget is to make a …

… 24 hours a day, 365 days per year, to provide you with personalized assistance. Separation benefits … service retirement Early retirement option when you have been involuntarily separated A discontinued service … Deferred retirement Delay your retirement until you are eligible. If you are a former Federal employee who …

… Choose a business structure The business structure you choose influences everything from day-to-day operations, … to taxes and how much of your personal assets are at risk. You should choose a business structure that gives you the … formal business. Limited liability company (LLC)  An LLC lets you take advantage of the benefits of both the …

… Open a business bank account Open a business account when you're ready to start accepting or spending money as your … with each merchant services provider before selecting the best one for their business. Customers can now securely pay … account is easy once you've picked your bank. Simply go online or to a local branch to begin the process. Here are …

… Calculate the startup costs for your small business so you can request funding, attract investors, and estimate when you’ll turn a profit. Content Calculate your business startup … into one of three categories: brick-and-mortar businesses, online businesses, and service providers. You’ll face …

… business to make it a distinct legal entity. How and where you need to register depends on your business structure and business location. Content Find out if you need to register your business Your location and business … work in the state Some states allow you to register online, and some states make you file paper documents in …

… how we use and protect your personal information while you visit SBA.gov. Content General disclaimer While you visit … from you when you visit the site to give you the best possible experience. We use web analytics software … or success status of the request for a webpage or other online item File size of the webpage visited This information …

… Get business insurance Business insurance protects you from the unexpected costs of running a business. … your business. Then compare terms and prices to find the best deal for you. Here are six common kinds of business … buying process and can save you money. Four steps to buy business insurance Assess your risks .   Think about what …

… Lender Match connects you to lenders Get matched to potential lenders funding with … Apply for a loan Submit loan applications and paperwork. You're well on your way to securing a business loan! Get ready Before you start talking to lenders, have a look at the abbreviated …

… research and competitive analysis Market research helps you find customers for your business. Competitive analysis … your consumer base from the outset. Market research lets you reduce risks even while your business is still just … trends, demographics, and household incomes. Check online or start with our  list of market research resources . …

… the lending process for CDCs. Review the major activities you regularly perform in the CDC/504 program and the SBA tools you use. Content Resources for CDCs Lender portal login … peer group and portfolio averages. E-Tran E-Tran is SBA’s online portal which CDCs can use to electronically submit …