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Audit Report 15-03: Independent Auditors’ Report on the SBA’s FY 2014 Special-Purpose Financial Statements
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Office of Investment and Innovation
… the flow of private equity capital and long-term debt financing that American small businesses need to … and providing capital to professionally managed equity and debt investment funds as Small Business Investment Companies. … -
Audit Report 16-03: Independent Auditors’ Report on the SBA’s FY 2015 Special-Purpose Financial Statements
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Export finance programs
… combination of fixed asset, working capital financing, and debt refinancing with SBA’s maximum guaranty of 90% on the … -
5 Things to Know About Your Balance Sheet
… to the business) of $1,000, so both columns match up. 2. Debt ratio The balance sheet presents a glimpse into how the … is doing financially. One of the key indices is the debt ratio, which is the ratio derived by comparing total … a company has assets of $100,000 and debts of $55,000, the debt ratio is 55% ($55,000 ÷ $100,000). If your assets can … -
Choose a business structure
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Application for Section 504 Loans
… for Section 504 Loans This Form 1244 incorporates 504 Debt Refinancing updates made in the Economic Aid Act and is … download button Off … This Form 1244 incorporates 504 Debt Refinancing updates made in the Economic Aid Act and is … -
Document search
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Develop your export plan
… combination of fixed asset, working capital financing, and debt refinancing with SBA’s maximum guaranty of 90% on the … -
One Stop Shop for Small Business Compliance
… and Equity Protection Act (HOEPA) Rule (Nov 2018) Debt Collection Rule (April 2021) Payday, Vehicle Title, and … Rule: What Your Business Needs to Know (May 2022) Debt Relief Services & the Telemarketing Sales Rule: A Guide … -
Pandemic Response Oversight
… List December 1, 2020 21-03 Evaluation of the CARES Act Debt Relief to 7(a) Borrowers October 28, 2020 21-02 … -
Fund your business
… Invests capital in return for equity, rather than debt (it’s not a loan) Takes higher risks in exchange for … funds borrowed with an SBA guarantee, to make equity and debt investments in qualifying small businesses. Learn more … -
Write your business plan
… years and what you'll use it for. Specify whether you want debt or equity, the terms you'd like applied, and the length … of your future strategic financial plans, like paying off debt or selling your business. Financial projections … -
11-05 - Audit of SBA's FY 2010 Financial Statements Management Letter
… the finding and recommendation. NONCOMPLIANCE WITH THE DEBT COLLECTION IMPROVEMENT ACT (DCIA) OF 1996 Conditions: … loans were recommended for referral to Treasury for debt collection but were not referred: CLSC testwork over … and Compromise, states the following: "(g)(1) If a nontax debt or claim owed to the United States has been delinquent … -
Independent Auditors’ Report on SBA’s FY 2020 Financial Statements
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Glossary of Business Financial Terms
… shown on the company’s balance sheet and represent a fixed debt. If the lease is a capital lease, the debt should be shown as a Note Payable. Cash Available to Service Additional Debt (CASAD) The cash flow determined that should be … -
Report 12-14: The Small Business Administration Did Not Maximize Recovery for $171.1. Million in Delinquent Disaster Loans in Liquidation
… memorandum addresses the SBA's non-compliance with the Debt Collection Improvement Act of 1996 (DCIA). The overall … in managing disaster loans in liquidation to maximize debt recovery and minimize losses. One specific audit … Guide, which states, “an agency must refer any eligible debt more than 180 days delinquent to Treasury Financial … -
Audit Report 13-18: The SBA Did Not Effectively Manage Defaulted Disaster Loans to Maximize Recovery from 2006 to 2011
… regulations, and (3) had a mission aligned with Federal debt collection objectives. The OIG determined that the SBA … did not: (1) align the NDLRC mission with Federal debt collection objectives; (2) adhere to existing controls, … and staff performance goals emphasized effective debt recovery. Office of Inspector General Effective: … -
Business Loan Program Improvements
… 7(a) loan is a flexible product that can also be used for debt refinance, change of ownership, etc. Summary of Key … of ownership between existing owners, the applicant’s debt to worth ratio must not exceed 9:1 Equity injection is … policies for similarly situated private sector loans No debt to worth ratio requirement 7(a) Equity Injection Above …