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https://www.sba.gov/document/report-10-13-report-10-13-sbas-role-addressing-duplication-benefits-between-sba-disaster-community-development
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Audit Report 16-03: Independent Auditors’ Report on the SBA’s FY 2015 Special-Purpose Financial Statements
https://www.sba.gov/document/report-16-03-audit-report-16-03-independent-auditors-report-sbas-fy-2015-special-purpose-financial-statements -
Audit Report 15-03: Independent Auditors’ Report on the SBA’s FY 2014 Special-Purpose Financial Statements
https://www.sba.gov/document/report-15-03-audit-report-15-03-independent-auditors-report-sbas-fy-2014-special-purpose-financial-statements -
Audit Report 8-04: GFRS for Fiscal Year 2007
https://www.sba.gov/document/report-8-04-audit-report-8-04-gfrs-fiscal-year-2007 -
Export finance programs
https://www.sba.gov/business-guide/grow-your-business/export-products/international-sales/sba-export-products… combination of fixed asset, working capital financing, and debt refinancing with SBA’s maximum guaranty of 90% on the … -
5 Things to Know About Your Balance Sheet
https://www.sba.gov/blog/5-things-know-about-your-balance-sheet… to the business) of $1,000, so both columns match up. 2. Debt ratio The balance sheet presents a glimpse into how the … is doing financially. One of the key indices is the debt ratio, which is the ratio derived by comparing total … a company has assets of $100,000 and debts of $55,000, the debt ratio is 55% ($55,000 ÷ $100,000). If your assets can … -
Choose a business structure
https://www.sba.gov/business-guide/launch-your-business/choose-business-structure -
Application for Section 504 Loans
https://www.sba.gov/document/sba-form-1244-application-section-504-loans… for Section 504 Loans This Form 1244 incorporates 504 Debt Refinancing updates made in the Economic Aid Act and is … This Form 1244 incorporates 504 Debt Refinancing updates made in the Economic Aid Act and is … -
Document search
https://www.sba.gov/documents -
Develop your export plan
https://www.sba.gov/business-guide/grow-your-business/export-products/international-sales/develop-your-export-plan… combination of fixed asset, working capital financing, and debt refinancing with SBA’s maximum guaranty of 90% on the … -
Pandemic Response Oversight
https://www.sba.gov/about-sba/oversight-advocacy/office-inspector-general/pandemic-response-oversight… List December 1, 2020 21-03 Evaluation of the CARES Act Debt Relief to 7(a) Borrowers October 28, 2020 21-02 … -
Training on demand
https://www.sba.gov/partners/lenders/training-demand -
Congressional Affairs and Media
https://www.sba.gov/about-sba/oversight-advocacy/office-inspector-general/congressional-affairs-media… Fraud Operation which Saddled Victims with Crushing Debt November 3, 2025 Four Individuals Charged in COVID-19 … -
Fund your business
https://www.sba.gov/business-guide/plan-your-business/fund-your-business -
11-05 - Audit of SBA's FY 2010 Financial Statements Management Letter
https://www.sba.gov/document/report-11-05-11-05-audit-sbas-fy-2010-financial-statements-management-letter… the finding and recommendation. NONCOMPLIANCE WITH THE DEBT COLLECTION IMPROVEMENT ACT (DCIA) OF 1996 Conditions: … loans were recommended for referral to Treasury for debt collection but were not referred: CLSC testwork over … and Compromise, states the following: "(g)(1) If a nontax debt or claim owed to the United States has been delinquent … -
Independent Auditors’ Report on SBA’s FY 2020 Financial Statements
https://www.sba.gov/document/report-21-04-independent-auditors-report-sbas-fy-2020-financial-statements -
Glossary of Business Financial Terms
https://www.sba.gov/document/support--glossary-business-financial-terms… shown on the company’s balance sheet and represent a fixed debt. If the lease is a capital lease, the debt should be shown as a Note Payable. Cash Available to Service Additional Debt (CASAD) The cash flow determined that should be … -
Report 12-14: The Small Business Administration Did Not Maximize Recovery for $171.1. Million in Delinquent Disaster Loans in Liquidation
https://www.sba.gov/document/report-12-14-report-12-14-small-business-administration-did-not-maximize-recovery-1711-million-delinquent… memorandum addresses the SBA's non-compliance with the Debt Collection Improvement Act of 1996 (DCIA). The overall … in managing disaster loans in liquidation to maximize debt recovery and minimize losses. One specific audit … Guide, which states, “an agency must refer any eligible debt more than 180 days delinquent to Treasury Financial … -
Audit Report 13-18: The SBA Did Not Effectively Manage Defaulted Disaster Loans to Maximize Recovery from 2006 to 2011
https://www.sba.gov/document/report-13-18-audit-report-13-18-sba-did-not-effectively-manage-defaulted-disaster-loans-maximize-recovery-2006… regulations, and (3) had a mission aligned with Federal debt collection objectives. The OIG determined that the SBA … did not: (1) align the NDLRC mission with Federal debt collection objectives; (2) adhere to existing controls, … and staff performance goals emphasized effective debt recovery. Office of Inspector General Effective: … -
Business Loan Program Improvements
https://www.sba.gov/article/2023/08/10/business-loan-program-improvements