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https://www.sba.gov/blog/how-fund-your-business-startup-5-fast-popular-options… won’t have a great deal of revenue, the key factor that lenders will look at is your personal credit worthiness . As … know, personal credit reports and credit scores are tools lenders and banks use to rate an individual’s credit … capital. The SBA works with designated intermediary lenders across the country to provide microloans to small …
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SBA Accomplishments
https://www.sba.gov/accomplishments -
Independent Retailer Month Is a Great Time to Start a Business
https://www.sba.gov/blog/2023/2023-06/independent-retailer-month-great-time-start-business… The SBA guarantees loans by working with participating lenders, reducing their risk and increasing the likelihood … owners with more than 800 participating SBA-approved lenders throughout all 50 states and territories. Once you’re … -
Biden-Harris Administration Launches Working Capital Pilot Program
https://www.sba.gov/article/2024/06/06/biden-harris-administration-launches-working-capital-pilot-program… WCP offers a newly structured line of credit, made by 7(a) lenders and backed by the SBA, designed to give greater … to increase flexibility for small businesses and lenders, providing more options when structuring a line of … on the program will be posted at www.sba.gov . For lenders interested in the WCP, one-on-one counseling will be … -
Biden-Harris Administration Announces Record $3 Billion in Lending to Latino-Owned Small Businesses
https://www.sba.gov/article/2023/10/16/biden-harris-administration-announces-record-3-billion-lending-latino-owned-small-businesses… underserved communities through mission-driven, community lenders, and making mission-oriented lending a permanent part … primary business loan program. It provides guarantees to lenders that support financing to small businesses for … purchases by small businesses. The SBA guarantee enables lenders to offer credit to small businesses that otherwise … -
CDC Certification Guide
https://www.sba.gov/document/support--cdc-certification-guide -
Suburban Chicago Businessman Convicted for Role in Bank Fraud and PPP Fraud Schemes
https://www.sba.gov/article/2025/07/02/suburban-chicago-businessman-convicted-role-bank-fraud-ppp-fraud-schemes -
THURSDAY: Biden Cabinet Member to Visit Durham to Kick Off Black History Month
https://www.sba.gov/article/2024/01/30/thursday-biden-cabinet-member-visit-durham-kick-black-history-month… will present certificates of recognition to three local lenders in honor of their work to expand access to capital … -
SBA Data Show Major Increase in Loans to Black-Owned Businesses under Biden-Harris
https://www.sba.gov/article/2023/09/21/sba-data-show-major-increase-loans-black-owned-businesses-under-biden-harris… underserved communities through mission-driven, community lenders, and making mission-oriented lending a permanent part … primary business loan program. It provides guaranties to lenders that support financing to small businesses for a … purchases by small businesses. The SBA guarantee enables lenders to offer credit to businesses that otherwise would … -
Woman-Owned Winery Pushes Through Peak Season with Disaster Relief Assistance from SBA
https://www.sba.gov/success-stories/woman-owned-winery-pushes-through-peak-season-disaster-relief-assistance-sba -
Biden-Harris Administration Announces Significant Increase in Lending to Black-Owned Small Businesses
https://www.sba.gov/article/2023/10/24/biden-harris-administration-announces-significant-increase-lending-black-owned-small-businesses… underserved communities through mission-driven, community lenders, and making mission-oriented lending a permanent part … primary business loan program. It provides guaranties to lenders that support financing to small businesses for … purchases by small businesses. The SBA guarantee enables lenders to offer credit to small businesses that otherwise … -
New Year, New Business
https://www.sba.gov/blog/new-year-new-business… you set and track goals while convincing investors and lenders that your business is destined for success. Whether … Use the SBA’s Lender Match tool to connect with approved lenders. Pick your business location . When contemplating a … -
SBA Resources to Help Entrepreneurs Start and Grow Their Business
https://www.sba.gov/blog/sba-resources-help-entrepreneurs-start-grow-their-business… the SBA. With guaranteed loans , the SBA reduces risk for lenders, ultimately enabling easier access to capital. … -
How to Use the ‘Rule of Three’ to Create a Business Credit Profile
https://www.sba.gov/blog/how-use-rule-three-create-business-credit-profile… credit profile enables a company to save money since lenders offer better rates on financing to businesses with … by establishing positive payment history with suppliers, lenders, service providers and credit grantors. The easiest … according to terms or better than terms, it shows banks, lenders and suppliers that it properly manages its financial … -
Office of Performance, Planning, and the Chief Financial Officer
https://www.sba.gov/about-sba/sba-locations/headquarters-offices/office-performance-planning-chief-financial-officer… IRS Tax Forms, and miscellaneous notices to borrowers and lenders. Partners with Treasury on E-Commerce Activities … -
Small Businesses Are Driving the Trump Recovery
https://www.sba.gov/blog/small-businesses-are-driving-trump-recovery… businesses and nonprofits. SBA tripled the number of lenders to originate loans, and we emphasized lenders that specialize in connecting minority entrepreneurs … in need could access capital, SBA expanded its approved lenders to include Minority Depository Institutions, … -
CDC Best Practices Guidance - Internal Control Policies
https://www.sba.gov/document/support--cdc-best-practices-guidance-internal-control-policies -
SBA Announces Biden-Harris Administration’s Progress in Small Business Lending with End-of-Year Capital Program Numbers
https://www.sba.gov/article/2023/11/21/sba-announces-biden-harris-administrations-progress-small-business-lending-end-year-capital-program… Advantage program to increase the number of mission-based lenders and further streamlined eligibility and underwriting … Business Lending Company (SBLC) licenses to non-depository lenders that serve under-resourced markets across the U.S., … SBA completed more than 1,000 risk-based reviews of its lenders, the highest volume in agency history. In FY23, the … -
This National Hispanic Heritage Month Is a Celebration of Diversity and Impact
https://www.sba.gov/blog/2024/2024-08/national-hispanic-heritage-month-celebration-diversity-impact -
Top 10 Business Credit Terms Small Business Owners Should Know
https://www.sba.gov/blog/top-10-business-credit-terms-small-business-owners-should-know… and definitions surrounding business credit, you can earn lenders’ trust and make your way to successful funding. Here …