… costs. If not, FEMA may refer the PNP to SBA for disaster loan assistance. SBA may lend PNPs up to $2 million to repair … capital needs caused by the disaster. EIDLs may be used to pay fixed debts, payroll, accounts payable and other bills … capital needs caused by the disaster. EIDLs may be used to pay fixed debts, payroll, accounts payable and other bills …