WASHINGTON — The U.S. Small Business Administration (SBA) announced the availability of low interest federal disaster loans for businesses and private nonprofit (PNP) organizations in Arizona and the tribal nations of Navajo Nation, Hopi Tribe, Havasupai Tribe, Hualapai Tribe and San Juan Southern Paiute Tribe who sustained economic losses caused by the Dragon Bravo and White Sage fires beginning July 4. The SBA issued a disaster declaration in response to a request received from Gov. Katie Hobbs on Aug. 13.
The disaster declaration covers the Arizona counties of Coconino, Gila, Mohave, Navajo and Yavapai, and the tribal nations of Navajo Nation, Hopi Tribe, Havasupai Tribe, Hualapai Tribe and San Juan Southern Paiute Tribe, as well as the Utah counties of Kane and San Juan.
Under this declaration, SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible businesses, small agricultural cooperatives, nurseries, and PNPs with financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.
EIDLs are for working capital needs caused by the disaster and are available even if the business did not suffer any physical damage. They may be used to pay fixed debts, payroll, accounts payable and other bills that could have been paid had the disaster not occurred.
The loan amount can be up to $2 million with interest rates as low as 4% for businesses and 3.625% for PNPs with terms up to 30 years. Interest does not accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition.
To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
The deadline to return economic injury applications to the SBA is May 18, 2026.
###
About the U.S. Small Business Administration
The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.