WASHINGTON — The U.S. Small Business Administration (SBA) is reminding eligible small businesses and private nonprofit (PNP) organizations in Texas of the deadline to apply for low interest federal disaster loans to offset economic losses caused by adverse weather conditions.
The disaster declarations cover the counties listed below:
Disaster Number: TX-20062
Primary Counties: Clay
Neighboring Counties: Archer, Jack, Montague and Wichita in Texas; and Cotton and Jefferson in Oklahoma
Incident Type: High Winds, Hail, and Storms
Incident Date: April 4, 2025
Deadline: June 1, 2026
Disaster Number: TX-20063
Primary Counties: Callahan and Taylor
Neighboring Counties: Brown, Coleman, Eastland, Fisher, Jones, Nolan, Runnels, and Shackelford in Texas
Incident Type: Excessive Rain and Severe Storms
Incident Date: April 18 – May 31, 2025
Deadline: June 1, 2026
Disaster Number: TX-20064
Primary Counties: Cameron, Fisher, Hidalgo, Starr, and Willacy
Neighboring Counties: Brooks, Jim Hogg, Jones, Kenedy, Kent, Mitchell, Nolan, Scurry, Stonewall, Taylor, and Zapata in Texas
Incident Type: Excessive Rain, Flood, and Severe Storms
Incident Date: March 27 – June 10, 2025
Deadline: June 1, 2026
Under these declarations, SBA’s Economic Injury Disaster Loan (EIDL) program is available to small businesses, small agricultural cooperatives, and PNPs — including faith‑based organizations — with financial losses directly related to the disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for small aquaculture enterprises.
EIDLs are available for working capital needs caused by the disaster and are available even if the small business or PNP did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable and other bills which could not be paid due to the disaster.
“Through a declaration by the U.S. Secretary of Agriculture, SBA provides critical financial assistance to help communities recover,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “We’re pleased to offer loans to small businesses and private nonprofits impacted by these disasters.”
The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.625% for PNPs with terms of up to 30 years. Interest does not accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition.
To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
Submit completed loan applications to SBA no later than June 1. However, after the deadline has passed, there is a 60-day grace period in which SBA will accept applications.
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About the U.S. Small Business Administration
The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.