COVID-19 Economic Injury Disaster Loan
Notice: the COVID-19 EIDL program is not accepting new applications, increase requests, or reconsiderations
- As of January 1, 2022, SBA stopped accepting applications for new COVID-19 EIDL loans or advances.
- As of May 6, 2022, SBA is no longer processing COVID-19 EIDL loan increase requests or requests for reconsideration of previously declined loan applications.
- As of May 16, 2022, the COVID-19 EIDL portal (covid19relief1.sba.gov, also known as the "RAPID portal") is closed. Borrowers who need copies of their loan documents can contact us at 833-853-5638. Please allow 3-7 business days to receive your materials.
The COVID-19 Economic Injury Disaster Loan (EIDL) and EIDL Advance programs provide funding to help small businesses recover from the economic impacts of the COVID-19 pandemic. There are two types of COVID-19 EIDL funding:
- COVID-19 EIDL loan funds may be used for working capital and other normal operating expenses.
- These loans are not forgivable and must be repaid
- Requirements vary depending on the size of the loan
- Loan increases are available until funds are exhausted
- The EIDL Advance funds are awarded to existing COVID-19 EIDL applicants who meet certain criteria.
- Advances are like grants, but without typical U.S. government grant requirements
- EIDL Advances do not need to be repaid
About COVID-19 EIDLThis federal small business loan program supports small businesses’ recovery from the COVID-19 disaster’s economic impacts by providing accessible and borrower-friendly capital.
About EIDL Advance programsFor the hardest hit businesses and private nonprofits, funds that do not need to be repaid.
Manage your EIDLLearn how to monitor the status of your COVID-19 EIDL, make payments, and request servicing actions.
EIDL dataReports about the COVID-19 EIDL programs.