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https://www.sba.gov/article/2023/11/01/biden-harris-administration-takes-historic-step-expanding-access-capital-filling-lending-gaps… new Small Business Lending Company (SBLC) licenses to lenders focused on historically underserved markets – the … Lending Company Licenses for selected non-depository lenders to increase responsible small business lending. An … outside of Alaska. Our experienced, hands-on team of SBA lenders looks forward to helping support the next generation …
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Why a Business Line of Credit May Be a Smart Choice for Your Business
https://www.sba.gov/blog/why-business-line-credit-may-be-smart-choice-your-business… of business history with healthy revenue. Alternative lenders offer a faster and easier application and approval … the interest rates are slightly higher. With alternative lenders, a business with healthy revenues can still qualify … you know where your scores are, you’ll be able to rule out lenders that have minimum score requirements that you do not … -
SBA Small Business Lending Reflects Strong Economic Trends
https://www.sba.gov/article/2020/feb/06/sba-small-business-lending-reflects-strong-economic-trends… Pilkerton said. “When the economy is doing well, 7(a) lenders are more willing to provide capital without the need … solid small business optimism, we know that 7(a) lenders are making loans conventionally without the SBA … 4.4 million leads on behalf of small businesses to our lenders, and lenders have contacted more than 230,000 unique … -
OIG High Risk 7(a) Loan Review Program
https://www.sba.gov/document/report-18-23-oig-high-risk-7a-loan-review-program -
Office of Inspector General High Risk 7(a) Loan Review Program
https://www.sba.gov/document/report-19-16-office-inspector-general-high-risk-7a-loan-review-program -
Office of Inspector General High Risk 7(a) Loan Review Program
https://www.sba.gov/document/report-19-15-office-inspector-general-high-risk-7a-loan-review-program -
Office of Inspector General High Risk 7(a) Loan Review Program
https://www.sba.gov/document/report-19-19-office-inspector-general-high-risk-7a-loan-review-program… existed that warrant recovery of guaranteed payments to lenders. Our review of the high-dollar/early-defaulted 7(a) … use its delegated authority. As a result, the lenders’ material noncompliance with SBA requirements while … -
SBA’s Corrective Actions to Improve Controls Over 7(a) Loans Sold on the Secondary Market
https://www.sba.gov/document/report-23-14-sbas-corrective-actions-improve-controls-over-7a-loans-sold-secondary-market… market was established to provide greater liquidity to lenders, thereby, expanding the availability of commercial credit for small businesses. Lenders are allowed to sell the guaranteed portions of their … Participation Guarantee Agreement (SBA Form 1086). For lenders under regulatory, state, or federal orders, SBA … -
Office of Inspector General High Risk 7(a) Loan Review Program
https://www.sba.gov/document/report-20-18-office-inspector-general-high-risk-7a-loan-review-program… existed that warrant recovery of guaranteed payments to lenders. Our review of a high-dollar/early-defaulted 7(a) … it met requirements for equity injection. As a result, the lenders’ material noncompliance with SBA requirements while … -
Report 8-08 – UPS Capital Business Credit’s Compliance with Selected 7(A) Lending Requirements
https://www.sba.gov/document/report-8-08-report-8-08-ups-capital-business-credits-compliance-selected-7a-lending-requirements… SBA guarantees portions of loans made by participating lenders and purchases the guarantees upon loan default. Lenders are required to comply with SBA' s program … -
Five Factors that Impact Your Business Credit
https://www.sba.gov/blog/five-factors-impact-your-business-credit… there’s no standard scoring model for assessing risk. Lenders, suppliers, banks, leasing companies, businesses, and … to. Your company’s business credit report shows banks, lenders, suppliers, vendors, and other businesses how your … factors that impact your business credit. Creditworthiness Lenders have to believe that a business and its owners are … -
Vice President Harris, Administrator Guzman, Representative Chu Highlight Community Advantage Program during Small Business Visit
https://www.sba.gov/article/2023/07/06/vice-president-harris-administrator-guzman-representative-chu-highlight-community-advantage-program -
Reach Your Full Financial Capability with Help from the SBA
https://www.sba.gov/blog/reach-your-full-financial-capability-help-sba… loans come in. The SBA works with participating lenders to reduce their risk, increasing the likelihood your … for your business, the SBA makes it easy for you to access lenders via our Lender Match tool. Lender Match is a free … businesses with more than 800 participating SBA-approved lenders. Getting started is as easy as answering a few … -
Understand Your Finances and Grow Your Business
https://www.sba.gov/blog/understand-your-finances-grow-your-business -
SBA announces Colorado Small Business Week Winners
https://www.sba.gov/success-story/sba-announces-colorado-small-business-week-winners -
The SBA Takes Steps to Improve First Draw Paycheck Protection Program Loan Review
https://www.sba.gov/article/2021/jan/26/sba-takes-steps-improve-first-draw-paycheck-protection-program-loan-review -
SBA Eliminates Disastrous Biden-Era Underwriting Standards
https://www.sba.gov/article/2025/04/22/sba-eliminates-disastrous-biden-era-underwriting-standards… provides government-backed capital through private lenders for qualified small businesses unable to borrow … lending criteria within the 7(a) loan program and enabled lenders to approve underqualified borrowers for … reinstate and streamline the Franchise Directory to help lenders determine whether certain businesses are eligible to … -
SBA Overhauls Reckless Biden-Era Lending Program
https://www.sba.gov/article/2025/05/19/sba-overhauls-reckless-biden-era-lending-program -
3 Ways to Get Working Capital for Your Business
https://www.sba.gov/blog/3-ways-get-working-capital-your-business… of the major differences between banks and alternative lenders can be broken down into three main areas; application … and the time it takes to fund. Many alternative lenders have streamlined the application and approval process … available from banks, credit unions and alternative lenders. To apply, banks typically require personal and … -
SBA Montana's Small Business Person of the Year Awards Celebration for SBA Small Business Leaders May 3rd
https://www.sba.gov/article/2018/may/17/sba-montanas-small-business-person-year-awards-celebration-sba-small-business-leaders-may-3rd… of the Year. This year’s awardees include the top SBA lenders in Montana for 2017, along with several other …