WASHINGTON — The U.S. Small Business Administration (SBA) announced today the opening of a Disaster Loan Outreach Center (DLOC) in Lewis County to assist businesses, private nonprofit (PNP) organizations and residents affected by the 2025 Severe Winter Storms occurring Dec. 5 – 22, 2025.
Beginning Thursday, March 5, SBA customer service representatives will be on hand at the Disaster Loan Outreach Center in Packwood to answer questions and assist with the disaster loan application process. No appointment is necessary, walk-ins are welcome. Those who prefer to schedule an in-person appointment in advance can do so at appointment.sba.gov.
The center’s hours of operation are as follows:
LEWIS COUNTY
Disaster Loan Outreach Center
Packwood Community Hall
12935 US-12
Packwood, WA 98361
Opens at 12 p.m. Thursday, March 5
Tuesdays - Fridays, 8:00 a.m. - 4:30 p.m.
Saturdays, 10:00 a.m. - 2:00 p.m.
The following locations are also open and continue to serve survivors:
KING COUNTY
Disaster Loan Outreach Center
Auburn Library
1102 Auburn Way S.
Auburn, WA 98002
Mondays, Thursdays, Fridays,
10:00 a.m. – 6:00 p.m.
Tuesdays, Wednesdays, 12:00 p.m. – 8:00 p.m.
Saturdays, 11:00 a.m. – 2:00 p.m.
KING COUNTY
Disaster Loan Outreach Center
Fall City Library
33415 SE 42nd Place
Fall City, WA 98024
Mondays, Thursdays, Fridays,
10:00 a.m. – 6:00 p.m.
Tuesdays, Wednesdays, 12:00 p.m. – 8:00 p.m.
Saturdays, 11:00 a.m. – 2:00 p.m.
LEWIS COUNTY
Disaster Loan Outreach Center
Lewis County Courthouse
Room 023, Basement (East End)
351 NW North St.
Chehalis, WA 98532
Mondays — Thursdays, 8:00 a.m. – 4:30 p.m.
Fridays, 8:00 a.m. – 3:30 p.m.
SKAGIT COUNTY
Disaster Loan Outreach Center
Sedro-Woolley City Hall
Municipal Training Room, 2nd Floor
325 Metcalf St.
Sedro-Woolley, WA 98284
Mondays — Fridays, 8:00 a.m. – 4:30 p.m.
SNOHOMISH COUNTY
Disaster Loan Outreach Center
Snohomish Library
Big Study Room
311 Maple Ave.
Snohomish, WA 98290
Mondays — Thursdays, 9:00 a.m. – 6:00 p.m.
Fridays, 10:00 a.m. – 6:00 p.m.
Saturdays, 1:00 p.m. – 5:00 p.m.
WHATCOM COUNTY
Disaster Loan Outreach Center
Sumas Advent Christian Church
125 Front St.
Sumas, WA 98295
Mondays, Wednesdays, Thursdays,
9:00 a.m. – 7:00 p.m.
Tuesdays, Fridays, 9:00 a.m. – 5:00 p.m.
Saturdays, 9:00 a.m. – 3:00 p.m.
“When disasters strike, SBA’s Disaster Loan Outreach Centers perform an important role by assisting small businesses and their communities,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the U.S. Small Business Administration. “At these centers, our SBA specialists help business owners and residents apply for disaster loans and learn about the full range of programs available to support their recovery.”
Businesses and nonprofits are eligible to apply for business physical disaster loans and may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.
Homeowners and renters are eligible to apply for home and personal property loans and may borrow up to $100,000 to replace or repair personal property, such as clothing, furniture, cars, and appliances. Homeowners may apply for up to $500,000 to replace or repair their primary residence.
The SBA’s Economic Injury Disaster Loan (EIDL) program is available to small businesses, small agricultural cooperatives, nurseries, and private nonprofit organizations impacted by financial losses directly related to these disasters. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for small aquaculture enterprises.
EIDLs are available for working capital needs caused by the disaster and are available even if the business or PNP did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster.
Interest rates are as low as 4% for small businesses, 3.625% for nonprofits, and 2.875% for homeowners and renters with terms up to 30 years. Interest does not begin to accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA determines eligibility and sets loan amounts and terms based on each applicant’s financial condition.
To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
The filing deadline to return applications for physical property damage is April 27. The deadline to return economic injury applications is Nov. 24.
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About the U.S. Small Business Administration
The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.