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For Lenders

Welcome Lenders!

Lenders play a vital role in helping SBA achieve its mission in helping small businesses start and grow across the United States. Our For Lenders home page provides lenders with the resources they need to issue SBA loans today!

SBA's Office of Capital Access announces the issuance of SOP 50 57 2, which became effective on December 1, 2015. The new SOP provides a requirement for lenders to complete Prudent Liquidation of 7(a) loans within either 24 months from the date of guaranty purchase or 24 months from the effective date of this SOP for loans where lenders are actively liquidating, whichever is later, or receive from SBA prior written approval for extension of that 24 month deadline. Additionally, the new SOP provides clarification to 7(a) lenders and SBA staff on several issues. View the new SOP.

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Submit documents electronically to an SBA Loan Center using SendThisFile, or use the E-Tran tool for 7(a) applications.

SBA Loan Rates

  • July 2016
    • SBA LIBOR Base Rate = 3.47%
    • SBA FIXED Base Rate = 4.64%
  • July - September 2016
    • SBA Peg Rate = 2.13%
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