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… Types of 7(a) loans The 7(a) loan program is SBA's primary program for providing financial … The terms and conditions, like the guaranty percentage and loan amount, may vary by the type of loan. Content SBA may … and borrowers negotiate the interest rate and there is no SBA maximum interest rate limit. Revolving lines of credit …

… Make a payment to SBA Learn how to use the MySBA Loan Portal to make loan payments and check your account balance and due date. Content MySBA Loan Portal The new  MySBA Loan Portal  replaces the Capital …

… 7(a) loans The 7(a) loan program is SBA's primary business loan program for providing financial assistance to small businesses. Content What is a 7(a) loan?  The 7(a) Loan Program, SBA’s primary business loan …

… This will ensure a more accessible process for borrowers, no matter loan size.  All lenders will be required to decision … Interim Final Rules related to PPP: 2024 Business Loan Program Temporary Changes; Paycheck Protection …

… eligibility SBA sets the guidelines that govern the 7(a) loan program. As a lender, these conditions determine which … and demonstrate a reasonable ability to repay the loan. Use of loan proceeds 7(a) loans can be used for:  Acquiring, …

… PPP loan forgiveness Borrowers may be eligible for Paycheck Protection Program (PPP) loan forgiveness. Content Where to apply for loan forgiveness … last day of the covered period, then PPP loan payments are no longer deferred, and borrowers will begin making loan …

… Rural Initiative pilot program This loan pilot program waives some small business regulations in … opportunities to access capital, SBA created the 504 Loan Rural Initiative pilot program. This program waives some … be prohibited from participating in the 504 Rural program. No PCLP or ALP authority 504 Rural loans cannot be made using …

… $5 million for major fixed assets. Content What is the 504 loan program? The 504 loan program provides long-term, fixed rate financing for … CDCs are certified and regulated by SBA. The maximum loan amount for a 504 loan is $5.5 million. Am I eligible? To …

… As a lender, you can sell the guaranteed portion of an SBA loan, increasing your liquidity and enabling you to issue … Guide outlines the methods for Secondary Market sales of loan and pool certificate interests. The Guide also explains … Agent (FTA) and the securitization of unguaranteed loan interests into separate securities. Secondary …

… Loans Find out which SBA-guaranteed loan program is best for your business, then use Lender Match … to get the funding they need. To get an SBA-backed loan: Read on to see the kinds of loans available Enter basic … Lower down payments, flexible overhead requirements, and no collateral needed for some loans. Get $500 to $5.5 million …

… or personal property owner, you may apply to SBA for a loan to help you recover from a disaster. Apply for a home … damage. Terms First payment deferred for 12 months   No interest accrual for the first 12 months   For applicants … can obtain credit elsewhere Maturity Up to 30 years No pre-payment penalty or fees Collateral requirements …

… or expand your manufacturing business. 7(a) loans The 7(a) loan program is SBA's primary business loan program for providing financial assistance to … purpose loans, including any of the above The maximum loan amount for a 7(a) loan is $5 million. Key eligibility …

… About COVID-19 EIDL This federal small business loan program supports small businesses’ recovery from the … EIDL loans or advances. As of May 6, 2022, SBA is no longer processing COVID-19 EIDL loan increase requests or … Economic Injury Disaster Loan (EIDL). New applications are no longer being accepted.  Product Loan directly from SBA …

… injury may be eligible for an SBA Economic Injury Disaster Loan (EIDL). Content If you’ve been impacted by the COVID-19 … or principals Terms First payment deferred for 12 months   No interest accrual for the first 12 months The interest rate … term to be determined by ability to repay the loan No pre-payment penalty or fees Collateral requirements …

… Training on demand Get smart on SBA's business loan program policies. Training topics 7(a) Connect quarterly … Connect Quarterly Update - April 22, 2025 for the 7(a) loan program (topics include issuance and introduction to SOP … Connect Quarterly Update - October 8, 2024 for the 7(a) loan program (topics include: Shutdown Operations, LGPC …