Money Smart for Small Business

Money Smart for Small Business is a toolkit containing an instructor-led curriculum that provides an introduction to small business management topics.

Thinking of starting or already managing a business? 

The Financial Literacy and Education Commission was established under Title V of the Fair and Accurate Credit Transactions (FACT) Act of 2003 to improve the financial literacy and education of persons in the United States. The U.S. Small Business Administration (SBA) wishes to bring financial literacy not only to America as a whole, but specifically to small businesses and future entrepreneurs. The commission was asked to develop a national financial education website (, along with a hotline, 1-800-FED-INFO, and a national strategy on financial education. It is chaired by the Secretary of the Treasury and comprises the heads of 22 federal entities, including SBA.

Money Smart for Small Business

Money Smart for Small Business provides a practical introduction to topics related to starting and managing a business. Developed jointly by SBA and the Federal Deposit Insurance Corporation (FDIC), this instructor-led curriculum consists of 13 modules. SBA and FDIC invite eligible organizations to begin teaching this free curriculum right away!

Money Smart modules cover a wide range of interests and knowledge level of the targeted audience. Each module is available in English and Spanish and has three components including a text-accessible instructor guide, participant guide, and PowerPoint slides. The materials are designed to teach each module in approximately 60-90 minutes. Modules can be taught in any order or independently.

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Last updated April 15, 2024